Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India’s largest government-funded healthcare scheme providing ₹5 Lakh per family per year for secondary and tertiary care hospitalization to over 10 crore families. If you are eligible, you can avail completely free treatment in any empanelled hospital under this scheme.
📢 Update: Ayushman Card 2025 registration is now live. Check eligibility and apply online today.
Scheme Overview
| Scheme Name | Ayushman Bharat PM-JAY |
|---|---|
| Launched By | Government of India |
| Benefit | ₹5 Lakh per family/year for free hospital treatment |
| Target Beneficiaries | BPL Families, EWS, Unorganized Workers |
| Application Mode | Online / Common Service Center (CSC) |
| Validity | Renewed Automatically Each Year |
Objective
To ensure that poor and vulnerable families get access to high-quality healthcare services without financial burden, and reduce out-of-pocket expenses during hospitalization.
Eligibility Criteria
- Family listed in SECC 2011 data or holding BPL card
- Unorganized workers (e.g., daily wage, laborers)
- Street vendors, domestic helpers, construction workers
- No cap on family size, age, or gender
Required Documents
- Aadhar Card
- Ration Card
- Income Certificate
- Mobile Number linked with Aadhaar
- Residential Proof
How to Apply Online
- Visit the official website: https://pmjay.gov.in
- Click on “Am I Eligible” and enter your mobile number
- Check your name in the Ayushman Bharat database
- If eligible, visit CSC to complete e-KYC and print your Ayushman Card
Benefits of Ayushman Bharat Yojana
- Free hospitalization for ₹5 Lakh per year
- Treatment available at 25,000+ empanelled hospitals
- Covers surgery, cancer, maternity, ICU, etc.
- Cashless & paperless treatment at point of service
Top Hospitals under PM-JAY
- AIIMS Delhi, PGI Chandigarh
- Fortis, Apollo (empanelled branches)
- State Government & District Hospitals
Important Guidelines
- No premium or registration fee required
- You can use the card at any empanelled hospital across India
- Carry Ayushman Card and Aadhaar at time of admission
Frequently Asked Questions
Q. Is this scheme completely free?
A. Yes, there is no fee for card or treatment.
Q. Who issues the Ayushman Card?
A. Approved CSC centers or Ayushman Mitra desks in hospitals.
Q. How long does the process take?
A. 10–15 minutes for e-KYC, card is issued same day.