Ayushman Bharat Yojana 2025: Get Free Treatment up to ₹5 Lakh
The Ayushman Bharat Yojana 2025, also known as the **Pradhan Mantri Jan Arogya Yojana (PM-JAY)**, is India’s largest health insurance scheme providing coverage of up to ₹5 lakh per family per year for secondary and tertiary healthcare services. Launched in 2018 by the Government of India, the scheme continues in 2025 with extended benefits, wider hospital networks, and simplified eligibility criteria.
What is Ayushman Bharat Yojana?
This initiative aims to provide universal health coverage to economically disadvantaged families, ensuring that no citizen faces financial hardship due to medical emergencies. It covers a broad range of medical treatments, hospitalizations, and surgeries, including pre and post-hospitalization expenses.
Key Highlights of Ayushman Bharat 2025
- Health insurance cover of ₹5 lakh per family annually.
- Free treatment at both public and private empaneled hospitals across India.
- Cashless and paperless healthcare services.
- Covers more than 1,500+ medical procedures.
- No cap on family size, age, or gender.
Eligibility Criteria for Ayushman Bharat Yojana
Eligibility is determined based on the Socio-Economic Caste Census (SECC) 2011 data. Key criteria include:
For Rural Areas:
- Families with no adult member between 16-59 years.
- Households with a female head without an adult male member.
- SC/ST households.
- Landless families relying on manual labor.
For Urban Areas:
Specific occupational categories are eligible, such as:
- Beggers and rag pickers.
- Domestic workers.
- Street vendors, cobblers, hawkers.
- Construction workers, plumbers, masons.
- Transport workers like rickshaw pullers and cart pullers.
Documents Required
- Aadhaar Card
- Ration Card
- Voter ID / Any Government-issued Photo ID
- Income Certificate (if applicable)
- Mobile Number
Diseases & Treatments Covered Under PM-JAY
- Cardiovascular surgeries (e.g., Bypass Surgery)
- Cancer treatment including chemotherapy
- Kidney transplant and dialysis
- Neurosurgeries
- Orthopedic surgeries including joint replacements
- Neonatal and pediatric surgeries
- Burns and trauma care
How to Check Eligibility for Ayushman Bharat 2025
- Visit https://mera.pmjay.gov.in/search/
- Enter your mobile number and verify with OTP.
- Search by name, HHD number, or ration card number.
- Eligible families can view their details instantly.
How to Apply for Ayushman Bharat Card 2025
- Go to your nearest Common Service Centre (CSC) or Ayushman Mitra desk in hospitals.
- Provide your Aadhaar, ration card, and other documents for verification.
- Once verified, your Ayushman Bharat card will be generated.
- Download the card or receive a physical copy for hospital use.
How to Use Ayushman Bharat Card for Free Treatment
- Visit an empaneled hospital with your Ayushman card and Aadhaar.
- Hospital will verify your eligibility on the PM-JAY portal.
- Once approved, you will receive cashless treatment up to ₹5 lakh per year.
How to Check Ayushman Bharat Card Status Online
- Visit https://pmjay.gov.in
- Click on ‘Am I Eligible’ option.
- Enter mobile number or ration card number to check status.
List of Empaneled Hospitals
- Go to https://hospitals.pmjay.gov.in/
- Select your state, district, and hospital type.
- View the complete list of hospitals under PM-JAY.
Benefits of Ayushman Bharat Yojana
- Free healthcare without financial burden.
- Reduces out-of-pocket expenses for poor families.
- Wide network of private and public hospitals.
- No restriction on family size or age.
- Focus on women, children, and senior citizens.
Ayushman Bharat Yojana Helpline
- National Toll-Free Number: 14555
- Alternate Helpline: 1800-111-565
FAQs on Ayushman Bharat Yojana 2025
Q1: Is there any registration fee for Ayushman Bharat?
No, registration is free of cost.
Q2: What is the validity of Ayushman Bharat card?
The card remains valid annually with renewable benefits each financial year.
Q3: Can I avail treatment outside my state?
Yes, you can get treatment at any empaneled hospital across India.
Q4: Is Aadhaar mandatory?
Yes, Aadhaar is required for identification and verification.
Conclusion
The Ayushman Bharat Yojana 2025 is a revolutionary healthcare scheme ensuring that India’s poor and vulnerable sections get access to world-class medical treatment without financial hardship. If you haven’t yet availed this facility, check your eligibility, apply for your Ayushman Bharat card, and secure your family’s health today.